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Blog Posts in May, 2014

  • California DMV Point System and Traffic Tickets.

    California DMV Point System and Traffic Tickets. The consequences of traffic tickets in California and the California DMV point system. You may take it for granted, but your driver record is as valuable as your credit record. A traffic ticket or two can seriously affect your record and ability to drive a car. The Department of Motor Vehicles uses a point system to rate a driver's record. Most ...
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  • Bankruptcy Basics.

    Bankruptcy Basics. Get on your way to a fresh start. There are several things you must do before you can file for a chapter 7 or a 13 bankruptcy. First, you must get a credit report. That can be done free at After you get your credit report, get your credit counseling briefing from After the 2005 changes to the bankruptcy law, credit counseling ...
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  • Bankruptcy Meeting of Creditors

    Bankruptcy Meeting of Creditors The meeting of creditors is required under Section 341 of the Bankruptcy Code. It is sometimes refer to as a 341(a) hearing. This hearing is typically scheduled 30 days after the petition is filed. The hearing is a short meeting which typically takes place in a large conference room either in the bankruptcy courthouse or an office building. The meeting is conducted ...
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  • Debt Consolidation or Debt Settlement

    Debt Consolidation or Debt Settlement Trust the attorneys at Pillar Law Group to consolidate or settle your debt. As licensed California attorneys, we have a legal and ethical obligation to represent your best interest, not the creditors. We will not just get you a “deal” so we can close your file. We will get you the best possible settlement possible. Most debt settlement companies have ...
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  • Expungement of Criminal Records

    Expungement of Criminal Records An expungement relieves a person of the penalties and disabilities that result from a criminal conviction. We can also reduce certain felony convictions to a misdemeanor and reduce the effects of a criminal conviction. You are eligible to have your case expunged IF: You were granted probation and have fulfilled all of the conditions of your sentence and the period ...
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